filing taxes: Coming from a low-income family, it's not that easy to stretch your budget, according to CTV. Seeking help for their financial troubles, the couple sat down for a free workshop on financial literacy put on by Momentum, a Calgary credit counseling agency. Marricel and Sam Concepcion didn't know anything about filing taxes and making a budget before they moved to Canada from the Philippines. The couple then learned about a special grant program that's been offered for the past few years. When they put away between 200 and 1,000 of their return, ATB will pay out half of the money they save for a period of one year. The ATB Tax Time Savings Program is offering 300 people the opportunity to earn a massive 50 percent interest rate after just one year of saving their refund. (www.immigrantscanada.com). As reported in the news.