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Funds: Hour Days and Retirement Funds

funds: I worked for a year without pay to get it off the ground 10- to 12-hour days were common, according to The Chronicle Herald. I'll probably continue to run it without pay for another year until it is stable enough, while paying my employees their salaries. I recently started a small business. I borrowed a lot of money. I have no pension or retirement funds to speak of, and likely won't be able to contribute to those funds for a few more years. I depleted all my savings. ( As reported in the news.