Teenage Son: Elke Van Hout

Elke Van Hout: Elke Van Hout figured she'd thought of everything when immigrating to Canada from her native Belgium with her husband and teenage son in 2010, according to Times Colonist. But there were two challenges she didn't foresee: How difficult it would be to establish a credit history and how high the cost of university would be for her son and TORONTO - For many immigrants setting up a new life in Canada, the biggest challenge isn't coming face-to-face with a mountain of snow or dealing with unfamiliar customs, but the sticker shock that comes with such a move. She'd done her research, accumulated savings, rented an apartment and even opened a Canadian bank account ahead of the move in August, 2010. (www.immigrantscanada.com). As reported in the news.