Elementary School: BORIS MINKEVICH

Leo Dept: Gina and Leo came to Canada almost a decade ago, and they've adapted wonderfully. Leo works in the trades. Gina has a job in the service industry. They have two children in elementary school. They have a mortgage, own a car and have even begun saving in RRSPs, RESPs and tax-free savings accounts, according to Winnipeg Free Press. "Right now we have the money, but when we find something we want, we buy it," says Leo, in his late 30s. "We'd like to control our spending better so we know what we can spend and how much we should be saving." BORIS MINKEVICH / illustration But they also struggle with a financial problem many home-grown Canadians grapple with daily: reining in spending. (www.immigrantscanada.com). As reported in the news.